Tricks of the Trade: Finance Organization

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As you could have probably guessed, I’m super diligent about my finances and like to do a thorough check-in at the start of every month. Because it took me a little bit of time to really master my system, I thought I’d share what I do each month so you can incorporate some (or all) of the steps into your monthly routine!


First, I open up my bank statements online. As a side note – I like to look at my statement at least once a day just to make sure everything looks right. You’d be surprised to know how many times I’ve noticed little errors in transactions and the like.

With my statements open, I make sure everything adds up and that each and every purchase listed on there looks familiar. From there, I pay off my credit card and possibly transfer some money over from my checking to my savings account.

I then pull out my checkbook, write my rent check, and stick it in the mail later that afternoon.

Finally, I fill out a little recap of the month in my notebook that looks just like this:


As you can see, I like to keep track of all of my expenses, as well as all of the money that has come in that month. Additionally, I like to set a goal for the following month, whether that is a sentence or a specific number, it doesn’t really matter. Just as long as you get yourself thinking about where you want to be – that alone with help you get there!

This whole process takes about a half an hour and can be done while watching TV, listening to music, etc. Having this time has really, really helped me to better understand where most of my money goes each month (hey, Bay Area real estate!), as well as how I can better control how I spend my money.

Do you have a similar process you repeat each month? If so, please share!

4 thoughts on “Tricks of the Trade: Finance Organization

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