My Financial Mentor

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After hearing about Personal Capital’s idea to write about a financial mentor, it didn’t take me long to decide on who I would write about. A few weeks back, I wrote about how I stay on top of my finances through simple organizing tactics, and while these organizing tactics have certainly helped me to stay on track with my finances–namely taking the time to sit down every month and crunch the numbers–I owe everything I know to my dad.

For as long as I can remember, my dad has been so on top of his money and without even trying, he instilled this in me. Funnily enough, I actually remember the exact moment in which I realized the strong impact he has made on me: I had recently left the house for college and my friends and I were all out to lunch. About halfway into the meal, we realized it was a cash-only restaurant. I vividly remember the look on all of my friends’ faces as they dug through their purses only to find a few measly coins and some gum wrappers. Luckily, I had enough cash on me for all of us, since my dad always taught me to keep a little bit on me at all times. Needless to say, my friends were pumped and offered to treat me to our next group lunch. Pretty good deal if you ask me.

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Thanks to my dad, I’ve learned to be super responsible with my money without ever being too frugal. After all, life is just a bit too short to not treat yourself to that extra avocado on your sandwich every now and again.

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